I went overdrawn on my account by about £100, yet my bank (Natwest, the cunts) charged me £25 for every time I used my card, totalling up to a massive £500. When I went in to complain they retained my card and refused me an overdraft. I get paid today, yet all that will do is pay off their ridiculous demands and leave me without a penny to my name for a whole month. I've already had to give up beer, DVDs and Bowling to save money. This just takes the piss.

Sooooo.... The banks have decided to go with fee initiatives. They end up charging different fees for different services. This way they have a more constant flow of income. I know it sucks but from a business prospective if makes sense.

The $1.50 fee is ususally just passed on by your bank from the banks ATM that you used. Foreign ATM's (ones that are not your banks) ususally charge non-customers for using their ATM's. It is not that they need more money but they are a business just like anything else.